6 Things Your Mortgage Broker Does For You


Higgelke Mortgage Group is here to take as much stress and frustration from the home buying process as possible. When it comes to helping you find the perfect Calgary home at the perfect price, we go to every length to ensure you have the perfect loan that fits your current as well as your future needs. There are six things in particular we do that you might not be aware of.

Utilize Our Professional Relationships to the Fullest Extent

In order to ensure you have the mortgage you desire, we utilize as many of our professional connections as necessary. We know which lenders are the best fit for you, and we know how those lenders work as well as whether they’ll be accommodating to your specific situation.

Streamline the Research Process

As you’re working to become a homebuyer, the last thing you want on your plate is to have to scrutinize dozens of loan products and the multiple pages of legal terms that come with them. Your mortgage broker is already familiar with a variety of loan products and all of the fine print that comes with them.

Comprehend Structures

If you’re looking to invest in real estate, a broker’s understanding of debt structure will become a valuable asset. This knowledge will serve to ensure that your investment strategy is a success and that you don’t lose any of your collateral.

Compare Products

Comparing loans is a lot easier when you have your broker’s education and experience at your disposal. No matter how similar loan products look, there’s a good chance there’s at least one clause that differentiates them. Now you can narrow down your mortgage options better and faster.

Take Care of the Paperwork

Feeling apprehensive about the mountain of paperwork to take care of with your home loan is nothing to worry about, with the help of your broker. Pre-approvals, settlement documents and closing paperwork will be taken care of on time and done to completion.

Use Industry Knowledge

The real estate industry is as intricate as it is vast, and having the assistance of someone with intimate knowledge of that industry is vital. Something else to think about it that brokers have access to information not attainable by the public.

Now that you have a better idea of what your mortgage broker does for you, you know how much easier and faster it is to become a proud homeowner.