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Meet the Team
Josh Higgelke
Partner - Mortgage Associate
Hometown:
Thunder Bay, ON
Years as a Mortgage Broker:
8
Why you became a Broker:
I have loved real estate since a very young age and I was very fortunate to have bought my first property at the age of 21. I would talk about real estate/real estate investing so much that I would drive my friends and family crazy, it only made sense that I would pursue a career in real estate so I could talk about it every day. It was my mortgage broker who encouraged me to pursue a career as a mortgage broker.
What you like about being a Broker:
Where do I start??? I LOVE being a mortgage broker and I am a huge mortgage geek. I love the fact that I get to meet and work with so many people in a year, I love putting together the challenging deals, and I absolutely love being self-employed as it really motivates me.
Hobbies, Interests:
I work. I work. I work. I have an awesome wife and two beautiful kids. I love fishing and the outdoors. I am restoring a 1970 GTO.
Leah Higgelke
Mortgage Associate
Hometown:
Thunder Bay, ON
Years as a Mortgage Broker:
3
Why you became a Broker:
My brother spoke so highly of the job and encouraged me to pursue it.
What you like about being a Broker:
I enjoy the energy and excitement that clients have throughout the home buying process. It also feels very good when you have a tough deal and find ways to make it work.
Hobbies, Interests:
One of the biggest reasons I came out to Calgary was to stay close to family. I have a beautiful niece and nephew that live less than 10 minutes away from me. Another motivating factor was how close the mountains we are. I love getting out snowboarding whenever I get the chance.
Jelara Higgelke
Mortgage Associate
Hometown:
Calgary
Years as a Mortgage Broker:
5
Why you became a Broker:
I’ve always loved real estate and wanted to be a part of the process. Combining the many years I spent in the service industry with real estate seemed like a dream come true.
What you like about being a Broker:
Hearing the happiness in peoples voices when I tell them they are approved! Beating the bank ;)
Hobbies, Interests:
Spending time with my family is my favorite pastime. Traveling to our place in BC and spending days on the beach with my two children.
Joe Toteda
Senior Mortgage Associate
Hometown:
Burnaby, BC
Years as a Mortgage Broker:
10 years
Why you became a Broker:
I’ve always loved to crunch numbers. I grew up in an environment that was conducive to the different aspects of business.
What you like about being a Broker:
I love to find creative solutions! Especially those challenging deals that need a bit more mental sweat.
Hobbies, Interests:
I love to spend time with my family and friends. I enjoy learning new things.
Tracy Glover
Mortgage Associate
Hometown:
Beausejour, MB
What you like about being a Broker:
I have a passion for people and a passion for Calgary! With a diverse background in Real Estate Law, as Client Relations Manager, 18 plus years in the Service Industry and an educational background in Occupational Therapy, I know what it takes when it comes to client care! I would love to help you find the perfect mortgage tailored to your needs! Let’s talk!
Jasmyn Byman
Fullfillment Specialist
Why you became a Broker:
Being the most recent addition to the team, Jasmyn has brought increased levels of organization and efficiency to the team. With a background in business administration and a knack for technology she has proven to be a valuable addition. This, along with her eye for detail ensures clients receive the best possible service.

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